Powered by YantrAI · NVIDIA Cloud Certified

YantrAI CFS

Supercharge AI and ML adoption for financial institutions — predictive models for credit, fraud and engagement, generative extraction for banking operations, and a cloud-native platform built to scale from pilot to production.

Score
Detect
Engage
01 · Business Impact

The impact financial institutions see with YantrAI CFS.

Typical impact across the credit-to-collections lifecycle when financial institutions adopt YantrAI CFS.

5xIncrease in Total Addressable Market
50%Increase in Customer Conversion Rate
2xReduction in Customer Acquisition Cost
3xIncrease in Zero-Touch Credit Approval
30%Reduction in Credit Default Rate
20%Reduction in Fraud Rate
2xIncrease in Customer Lifetime Value
40%Increase in Promise-to-Pay
25%Reduction in Days Past Due
02 · What YantrAI CFS Does

One platform, two banking domains.

Consumer-facing AI/ML models and back-office banking operations, running on a single cloud-native platform.

Consumer Banking

AI/ML models for customer acquisition, engagement, lending and collections — plus a federated blockchain ledger so multiple organizations can collaborate over a private network.

Banking Operations

AI/ML models for Regulatory & Compliance (RegTech), Treasury, InsuranceTech and payments.

Cloud-Native Platform

Built for public, private or hybrid cloud, with built-in scalability, resilience and agility, and support for both real-time and batch processing.

DeepTech-as-a-Service

An engagement model that reduces upfront investment — AI consulting, system integration, and ML model development, deployment, governance and operations — so your team stays focused on the business.

03 · Solution Depth

From model lifecycle to the last mile of collections.

Five areas of depth — from the infrastructure that trains and serves every model to where it shows up in the business.

01

Model Lifecycle Management

Every model — credit, fraud, propensity, churn or collections — moves through the same lifecycle: data gathering and preparation, training, evaluation, deployment and governance, so exploring and deploying multiple models stays seamless. Slurm integration handles hardware allocation, monitoring and auditing across every training and inference job.

02

AI-Enabled Lending

Credit models trained on bureau, mobile, macroeconomic and alternate data, tuned to the target customer profile. Fraud models combine anomaly detection, behavioral analytics, and network and link analysis with device, IP, location and digital-footprint signals. Models ensemble flexibly into a single score card — more strength and easier interpretation than any one model alone.

03

AI in Collections & Recovery

Prebuilt and custom models select the right collection strategy and action — the right day, time, channel and message, including the right human agent — to improve both efficiency and customer experience. Deep reinforcement learning models derive personalized collection approaches that maximize long-term outcomes rather than short-term recovery.

04

AI in Customer Engagement

Propensity models flag customers likely to buy; uplift models suggest the right intervention to convert them; churn models flag who’s at risk of leaving. In-built and custom propensity, uplift, churn and recommendation models cover every phase of the customer lifecycle.

05

AI in Business Operations

AI/ML models for Regulatory & Compliance (RegTech), Treasury and InsuranceTech, plus customized text, voice and multimodal generative models for intelligent customer support, insurance claims processing and risk management.

04 · Powered by YantrAI

Runs on Iktara’s enterprise AI platform — not a one-off build.

APPS
YantrAI CFS

Consumer-banking and banking-operations application, covering the full credit-to-collections lifecycle.

AI ENGINES
Generative & Agentic Building Blocks

Document extraction and conversational support share the same generative building blocks as every other YantrAI app.

RAG · Text2SQL · Multimodal GenAI
ML CORE
Credit, Fraud & Propensity Models

Classical predictive models — credit, fraud, propensity, churn and collections — share the same model-lifecycle tooling as every other line of business.

Anomaly Detection · Behavioral Analytics · Deep Reinforcement Learning
DATA
Canonical Schema & Federated Ledger

Bureau, mobile, macroeconomic and alternate data unified on YantrAI’s data federation layer, with an optional private-blockchain ledger for multi-party collaboration.

SQL · Columnar · Streaming · Vector
INFRA
GPU-Accelerated, Workload-Managed

NVIDIA CUDA and cuDNN for training, NVIDIA TensorRT for inference, with Slurm integration for hardware allocation, monitoring and auditing.

NVIDIA Cloud Certified

Validated on NVIDIA’s cloud infrastructure — the same GPU acceleration and model-lifecycle tooling behind every other YantrAI deployment, not a bespoke build.

AI for Financial Institutions

Let’s bring YantrAI CFS to your institution.

From credit scoring to collections — see what a cloud-native, GPU-accelerated platform can do with your own data.

See YantrAI CFS work against your own portfolio.

Talk to Us info@iktara.ai www.iktara.ai